Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Halvoryx website and any associated services, tools, or content (collectively, the "Service") provided by Halvoryx. By accessing or using the Service, you agree to be bound by these Terms. If you do not agree, please do not use the Service.
This is a general draft document intended as a starting point and should be reviewed and adapted to reflect your specific business operations and applicable legal requirements before use.
1. About the Service
Halvoryx provides AI-led data analysis and decision-support tools intended to help businesses evaluate options for managing surplus cash. The Service is informational and analytical in nature. It does not constitute financial advice, investment advice, or a recommendation to buy, sell, or hold any financial product, and should not be relied upon as such.
2. Eligibility
By using the Service, you confirm that you are acting on behalf of a business or organisation, that you have the authority to agree to these Terms on that entity's behalf, and that you are legally capable of entering into a binding contract.
3. Use of the Service
You agree to use the Service only for lawful purposes and in accordance with these Terms. You must not:
- Attempt to gain unauthorised access to any part of the Service or its underlying systems;
- Use the Service to transmit any harmful, misleading, or unlawful content;
- Reverse engineer, copy, or resell any part of the Service without prior written consent;
- Use automated means to extract data from the Service without authorisation.
4. No Financial Advice
Nothing provided through the Service, including any output, report, or analysis, should be construed as personalised financial, legal, tax, or investment advice. Capital is at risk, and past performance of any allocation strategy, model, or approach referenced through the Service is not a reliable indicator of future results. You should seek independent professional advice before making any financial decisions.
5. Intellectual Property
All content, software, trademarks, logos, and materials made available through the Service are the property of Halvoryx or its licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to access and use the Service for your internal business purposes only.
6. User Submissions
Where you submit data, documents, or other information to the Service, you retain ownership of that material, but you grant Halvoryx a licence to use it solely for the purpose of providing and improving the Service. You are responsible for ensuring that any information you submit is accurate and that you have the right to share it.
7. Service Availability
We aim to keep the Service available and functioning as intended, but we do not guarantee uninterrupted or error-free access. The Service may be suspended, restricted, or modified at any time, including for maintenance, updates, or reasons outside our control, without prior notice where reasonably necessary.
8. Limitation of Liability
To the fullest extent permitted by law, Halvoryx shall not be liable for any indirect, incidental, special, or consequential losses, including loss of profits, revenue, or data, arising from your use of or inability to use the Service. Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law.
9. Indemnity
You agree to indemnify and hold Halvoryx harmless from any claims, damages, losses, or expenses arising out of your misuse of the Service or your breach of these Terms.
10. Third-Party Links and Services
The Service may reference or link to third-party tools, websites, or data sources. Halvoryx does not control and is not responsible for the content, accuracy, or practices of any third party, and inclusion of such references does not imply endorsement.
11. Termination
We may suspend or terminate your access to the Service at any time if we reasonably believe you have breached these Terms or engaged in conduct that may harm Halvoryx, other users, or third parties. You may stop using the Service at any time.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes in our Service or legal obligations. Updated Terms will be posted on this page. Continued use of the Service after changes are posted constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Halvoryx operates, without regard to conflict of law principles. This section should be reviewed and adapted to specify a jurisdiction appropriate to your business.
14. Contact
If you have questions about these Terms, please get in touch via the contact details provided on our Contact page.
Last updated: this document is provided as a general template and should be dated and reviewed prior to publication.